Count every regular bill
Include the loan, taxes, insurance, utilities, yard, security, checkups, travel, and money for repairs.
For empty houses in Bexar County
See what an empty house is costing you.
Add the bills, see the cost of waiting, and make a clear plan for the next 30, 90, or 365 days.
Free No account or contact information Private on this device
Who made this site?
Bexar County Home Buyers, a private home-buying company. The tools are free and do not send us your answers. Discussing a possible purchase is a separate choice.
Start here
Which situation sounds most like yours?
You do not need to know the professional term. Choose the closest statement.
The basics
Do the right work in a clear order.
Write down when it became empty
Insurance and local requirements may depend on how long no one has lived there.
Have someone check the house
Ask a trusted local person for dated photos of the same places each time.
Review insurance in writing
Tell the company the house is empty and ask what the policy covers now.
Watch mail and official notices
Forward the mail and ask someone local to photograph anything posted.
Choose a review date
Decide when you will compare keeping, renting, repairing, and selling again.
Free tool
What does the empty house cost each month?
Change the example amounts. Enter 0 when you do not pay a cost. Your results stay on this device.
Next steps
One thing at a time.
What to do
- Write down the last day someone lived there.
- Call the insurance company and describe the house exactly.
- Check for water, weather, security, or safety problems.
What to do
- Add every bill in the calculator.
- Set a regular photo-check schedule.
- Check property taxes, mail, utilities, and city notices.
What to do
- Compare actual bills with your estimate.
- Compare new photos with old photos.
- Ask whether another month still supports your goal.
Official sources
Go to the agency responsible.
Rules and accounts change. These links open the official source.
Safety comes first.
For fire, active crime, a gas smell, medical danger, or immediate threat to life, call 911. Do not send an untrained person into a damaged, flooded, contaminated, fire-damaged, or unsecured house.
Common questions
Clear answers to get started.
Confirm dates, rights, and requirements with the responsible agency or qualified professional.
Does an empty house cost money without a mortgage?
Yes. Taxes, insurance, utilities, yard care, security, checkups, travel, and repairs can continue.
Should I turn off every utility?
Not automatically. Ask the insurance company and qualified local workers. Water, alarms, plumbing, heating, cooling, and freeze protection may be affected.
Does normal insurance cover an empty house?
Do not assume it does. Tell the company how long the house has been empty and ask for written confirmation.
Must every empty San Antonio house register?
No. The city program applies only in certain areas and situations. Check the current map and any notice you received.
When should I reconsider keeping it?
Set a date. Compare 12 months of costs, repairs, your reason for keeping it, and the work required with realistic rental and sale choices.
Next step
Put one number and one review date on the decision.
Use the free tool first. If you later want to discuss selling the property in its current condition, that conversation is optional and separate.